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Financial Aid

The financial aid process is daunting, especially when going through the process without help from a reliable source. Fortunately, we are here to help you navigate obscure financial aid acronyms with ease.

Always start out with the Free Application for Student Aid, known as FAFSA. Once your application is processed, you will know what federal assistance programs ,grants, and loans you qualify for, and how much will have to be through private lending agencies. This process is the same for graduate students, however graduate students may not be eligible for undergraduate programs, including Federal Pell Grants.

Once you’ve completed FAFSA, look for ways to cut your college costs. Apply for early action to maximize your financial aid package and apply for scholarships. Below, you’ll find more information and tips on navigating the financial aid process, including articles on the latest news from the financial aid industry.

College Scholarships

The best way to supplement your financial aid package is to apply for scholarships. College scholarships minimize student loan debt. You do not need to be a star athlete or valedictorian to win scholarships. Many scholarships are based on financial need, community service and your intended field of study. Highlight your unique attributes to search for more specific college scholarships. Browse through our site or conduct a free scholarship search to see what awards you are eligible for, and start earning money for higher education.

College Saving Accounts

From 529 Plans - offering tax savings over taxable accounts - to Coverdell Accounts - optimal for families looking to invest $2000 or less per year - every parent should be able to find a savings plan that meets their needs. Have a reference point when looking for savings plans. Estimate how much college will cost using a college financial aid calculator. Always start with a conservative number because some savings plans come with stipulations, where funds can only be used for college expenses.

Federal Aid

Federal aid comes in the form of federal grant programs, federal student loans and federal work-study programs. Federal Aid is subject to change based on government funding policies. Eligibility guidelines for FAFSA are available online for a quick application and fast processing, starting January 1 of every year. FAFSA will answer the majority of your questions, determine how much funding you can receive, and what federal funding programs you qualify for. You may find that you're only eligible for Stafford Loans. Although Stafford Loans are not as desirable as grants, they do have lower interest rates than any private loan.

Financial Aid Information

Research will help you understand financial aid information, and dispel popular misconceptions about the process. Many students believe they are either ineligible for scholarships, or that applying for scholarships is a waste of time. Truthfully, the financial aid process is the most important step you will take in the college application process. More than $130 billion is awarded each year to college-bound students. And while it helps to have an impressive academic record, much of the funding is needs-based. Once you've filled out your FAFSA, conduct a free scholarship search to find awards, and boost your financial aid package with money from scholarships and grants.

Financial Aid News

The optimal way to navigate the financial aid process is conducting thorough research. Luckily, we’ve done it for you. We update our site with the latest news on financial aid changes that affect how much you will receive from the government. Check out our links for updated financial aid news to determine what higher education institutions are doing to affect students’ financial aid packages. Always keep track of how government policies affect your ability to take out loans, get awarded grants, and pay for college.

Find Money for College

While college is the most rewarding years in a student’s life, paying for college is not. No one wants high monthly payments or to be forced to default on payments, ultimately damaging your credit score. If you are faced with a higher tuition bill than anticipated, consider your options to cut your college costs and take advantage of the millions of dollars being awarded to students annually.

Latest College & Financial Aid News

Profane Professor Recorded Berating Student, Dropping F-Bomb

April 17, 2018

by Susan Dutca

A New Jersey community college professor allegedly shouted obscenities at a politically-conservative student during a sociology lecture on sexual harassment, which has ignited complaints about the college being a "liberal atmosphere where alternative political viewpoints are not tolerated." According to other students, this incident was "one of the many disagreements" that took place over the course of the semester. [...]

Gun-Toting College Girl Faces Backlash for Grad Photo

April 10, 2018

by Susan Dutca

Photo obtained by ABC News.

A gun-toting Tennessee college senior showed her support for President Trump and guns while holding her shirt up to reveal her handgun in her graduation photos to "show who [she is] as a person." The photo, which went viral on Twitter, gained both positive and negative feedback - some of which claimed she was "brandishing a firearm for a photo shoot or showing it off to try and look cool." [...]

Student Sends Flirtatious, Then Menacing Emails to Professor

April 3, 2018

by Susan Dutca

A professor at the University of California at Santa Cruz believed she was "unstalkable" up until a student of hers began sending messages that were at first flirtatious and ultimately turned to threats of rape and murder. Much of the #MeToo conversation in higher education revolves around educators who "harass" or "target" students; but some educators themselves actually become vulnerable to harassment by their own students and remain silent out of a sense of guilt, embarrassment, and often the fear of losing their jobs. [...]

Last Reviewed: April 2018